State guide

Iowa Sports Betting Guide 2025

Iowa was one of the early adopters of legal sports betting in the Midwest. With online and retail sportsbooks live since 2019 under the Iowa Racing and Gaming Commission, Hawkeye State bettors can wager safely on a wide range of pro and college sports. This guide explains which Iowa sportsbooks are legal, how to sign up, key rules on college prop bets and taxes, and how to bet responsibly under Iowa law.

  • Legal since August 15, 2019
  • Regulator Iowa Racing and Gaming Commission
  • Minimum age 21 plus
View best Iowa sportsbooks
What this Iowa guide covers

Best legal Iowa online sportsbooks

Iowa has a robust roster of licensed online sportsbooks. The exact lineup changes over time, but major national brands such as DraftKings, FanDuel, Caesars, BetMGM, bet365, Fanatics Sportsbook and ESPN BET are active in the state alongside regional operators that partner with local casinos.

We recommend opening accounts at several books to compare odds, take advantage of promos, and find the interface that fits you best.

Up to $1,300 New User Bonus Deep market coverage and strong same game parlay tools. We love the the player props, live betting, golf and NFL markets.
4.9 / 5
★★★★☆
Join
Bet $1, Double Your Winnings On Next 20 Wagers Integrated Caesars Rewards for hotel and dining value. Rewards program, promos tied to local teams and events.
4.8 / 5
★★★★☆
Join
Bet $5 Get $150 In Bonus Bets Clean app experience and competitive odds on many sides and totals. Does a great job with same game parlays, live betting, and user friendly interface.
4.8 / 5
★★★★☆
Join
Up to $1,500 In Bonus Bets Busy but powerful app with lots of live markets. Live betting, one game parlays, regular boosts and offers.
4.7 / 5
★★★★☆
Join
Bet $5 and Get $200 in Bonus Bets Win or Lose Deep international markets and sharp pricing on soccer and niche sports. Great for In play betting, soccer and tennis, alternate lines.
4.5 / 5
★★★★☆
Join
Up to $2,000 in No Sweat Bets FanCash Fresh interfaces and aggressive promos as they build market. We like their promotions, live betting, newer features.
4.5 / 5
★★★★☆
Join

Availability of specific sportsbooks can change over time as licenses are reassigned or operators enter and leave the market. Always confirm that an app is licensed by the Iowa Racing and Gaming Commission before depositing.

Key Iowa sports betting rules

Iowa’s sports betting law created a modern, open market that still includes some important boundaries for players to know about. Understanding these rules will help you stay on the right side of state law and sportsbook house rules.

Who can bet in Iowa

  • You must be at least 21 years old
  • You must be physically located inside Iowa when placing a wager
  • You must pass identity verification when you create an account
  • You must use your own account; betting for others is not allowed

What you can bet on

  • Professional sports, including NFL, NBA, MLB, NHL, MLS and more
  • College sports, including Iowa based schools and out of state teams
  • International leagues, golf, tennis, motorsports and other approved events
  • Futures markets on championships, awards and season long outcomes

What you cannot bet on

  • Player props on individual athletes from Iowa based college teams
  • Certain in game college prop markets restricted by the IRGC
  • Unapproved events that fall outside the Commission’s wagering catalog
  • Bets with unlicensed offshore sites that do not hold an Iowa license
College prop rule

Iowa allows betting on college game outcomes but bans player props on in state college athletes. You can bet on spreads, totals and moneylines for Iowa and Iowa State games, but not on individual stat lines such as passing yards or points scored for those players.

College sports betting in Iowa

Iowa is relatively friendly to college sports bettors, with full access to game level markets on both in state and out of state teams. The main restrictions are focused on protecting student athletes from pressure around individual stat lines.

Allowed on college sports

  • Moneylines, spreads and totals on college football and basketball games
  • Futures on conference titles and national championships
  • Certain props and live markets on out of state college teams, where approved

Not allowed on college sports

  • Player props on individual athletes from Iowa based college teams
  • In game or pregame props that directly target in state college player stats
  • Any college markets that the Iowa Racing and Gaming Commission specifically disallows

Sportsbooks sometimes remove specific college markets that are allowed on paper if they believe those markets present integrity or compliance risk. Always rely on the menu shown inside your Iowa sportsbook app; if a bet type is missing, it may be restricted by law or by the operator’s internal rules.

Iowa sports betting taxes

There are two sides to sports betting taxes in Iowa. One set of rules applies to operators, and another applies to individual bettors. Understanding both can help you make more informed decisions about where and how you bet.

Taxes on Iowa sportsbooks

  • Sportsbook revenue is taxed at 6.75 percent by the state
  • This tax is assessed on adjusted gross sports wagering receipts
  • Tax revenue helps fund state programs, including problem gambling services
  • These taxes are paid by the operator, not directly by the player

Taxes on bettors and gambling winnings

  • Sports betting winnings are taxable income at the federal level
  • Iowa also treats gambling winnings as taxable income for state tax purposes
  • Large wins may trigger automatic reporting and withholding and a W-2G form from the sportsbook
  • You are responsible for keeping records and reporting net winnings when you file

This is general tax information and not personal tax advice. Talk to a tax professional about how sports betting winnings fit into your federal and Iowa state return, especially if you bet in significant amounts or place bets in multiple states.

Retail sportsbooks in Iowa

Iowa’s law ties online sportsbooks to licensed casinos, many of which operate retail sportsbooks on site. These retail locations give you a more social, in person option that connects to the same accounts and apps you use at home.

What to expect at Iowa retail sportsbooks

  • Dedicated sports lounges with large screens showing multiple games
  • Staffed betting windows and self service kiosks for placing wagers
  • Ability to deposit or withdraw cash tied to your online sportsbook account at some locations
  • Promos and experiences built around major events such as football and basketball weekends

Retail locations and casino partnerships can change over time as licenses move and operators update deals. The Iowa Racing and Gaming Commission maintains the official list of approved operators and retail locations.

How to start betting in Iowa

Getting started with legal sports betting in Iowa is simple. You can complete the entire process from your phone in a few minutes as long as you are physically inside the state.

  1. Choose one or more licensed Iowa sportsbook apps you want to try.
  2. Download each app or visit the official website and select Iowa as your state.
  3. Create an account with your name, address, date of birth and last four digits of your Social Security number.
  4. Enable location services so the app can verify you are inside Iowa state lines.
  5. Make a first deposit using a supported payment method such as online banking, card or wallet.
  6. Review any welcome offer terms to be sure your first bet or deposit qualifies.
  7. Place your first wager and track odds changes from your phone or desktop.

We recommend opening at least two or three Iowa sportsbook accounts. Having multiple apps lets you compare lines, shop for the best price on each bet, and rotate through the strongest promos without over betting one account.

Compare top Iowa sportsbooks

Smart tips for Iowa sports bettors

A legal, competitive market is great for bettors, but it is still easy to make emotional or rushed decisions. A few simple habits can help you get more out of Iowa’s sportsbooks without letting betting take over your life.

Positive habits

  • Set a fixed weekly or monthly betting budget and stick to it
  • Use multiple books to compare lines before you bet
  • Focus on sports and markets you actually follow
  • Keep a simple log of bets, results and closing odds
  • Use deposit and time limits in the app when needed

Things to avoid

  • Chasing losses with larger live bets after a bad beat
  • Trying to “win back” money quickly after a losing week
  • Betting college player props through unlicensed offshore sites
  • Sharing accounts or wagering for friends who are under 21
  • Letting betting interfere with work, family or finances

If betting stops being fun or you feel out of control, reach out to the problem gambling resources listed by the Iowa Racing and Gaming Commission or call 1-800-BETS-OFF. Help is available and confidential.

Iowa sports betting FAQ

When did sports betting become legal in Iowa

Iowa legalized sports betting in 2019, and both online and retail sportsbooks began taking bets on August 15 of that year. Since then, the market has grown to include a mix of national brands and regional operators tied to local casinos.

How old do you have to be to bet on sports in Iowa

You must be at least 21 years old to place legal sports bets in Iowa, whether online or at a retail sportsbook. You also need to pass identity checks when you create your account, and sportsbooks may request additional documents if they cannot verify your details electronically.

Do I have to live in Iowa to use Iowa sportsbooks

No. You do not have to be an Iowa resident, but you must be physically located inside Iowa at the time you place your bet. Sportsbooks use geolocation technology to confirm your location before accepting wagers. If you travel out of state, you can still log in and manage your account but cannot place new bets until you return.

Can you bet on Iowa and Iowa State college teams

Yes. Iowa allows betting on college teams located in the state and on out of state college teams. The main restriction is that player props on in state college athletes are not allowed, so you will mostly be betting spreads, totals and moneylines on those games rather than individual stat lines.

Do I have to pay taxes on sports betting winnings in Iowa

Yes. Sports betting winnings are taxable income at the federal level and are also subject to Iowa’s state income tax. Sportsbooks may issue tax forms for large wins and can withhold a portion of big payouts, but you are ultimately responsible for reporting gambling income on your tax returns. Keep records of deposits, withdrawals and net results throughout the year.

Is it safe to use offshore sportsbooks in Iowa

Offshore and unlicensed sportsbooks are not regulated by Iowa and do not offer the same consumer protections as licensed books. If something goes wrong with your funds or bets, you have limited recourse. For safety and reliable payouts, stick to operators that appear on the Iowa Racing and Gaming Commission’s list of approved sportsbooks.